Capital
For Every
Dreamer.
Cashworth Microfinance empowers entrepreneurs and small businesses across Tanzania with accessible, transparent financial solutions.
5,000+
Clients Served
TZS 12B+
Disbursed
98%
Satisfaction
Licensed & Regulated
Trusted Since 2014
Fully compliant with Bank of Tanzania regulations. Your finances, protected.
Our Offerings
Financial
Solutions.
Designed for Tanzania's entrepreneurs — every product is built around your reality, not a bank's checklist.
Business Loans
Scale your enterprise with capital tailored for growth — from inventory to expansion.
Personal Loans
Meet personal milestones — education, health, or home — with flexible repayment.
Working Capital
Keep daily operations moving with cash for stock, wages, and demand.
Emergency Loans
When urgency strikes, same-day decisions for qualifying clients.
Savings Support
Structured savings plans to build reserves and loan eligibility.
Financial Education
Workshops, spreadsheets, and active cash flow guidance to help you manage your money with confidence.
Calculate your Repayments.
Select your loan type, choose an amount, and see your customized terms immediately. 100% transparent. No hidden charges.
1. Select Loan Category
2. Select Loan Amount
TZS 10,000,0003. Select Tenure
12 MonthsInterest Rate Details
This product has a flat rate of 2.5% per month. Interest is calculated on the initial principal.
Monthly Repayment
TZS 1,083,333
Includes both principal and interest
*Repayments shown are estimates. Final rates are determined upon application review.
Our Impact
Proven
Results.
A decade of measured impact across Dar es Salaam and beyond. Numbers that represent real lives changed.
Clients Empowered
5200+
Entrepreneurs & individuals served since 2014
Capital Disbursed
TZS 12B+
Tanzanian Shillings deployed into communities
Approval Rate
94%
Of qualifying applications approved within 48 hours
Client Satisfaction
98%
Would recommend Cashworth to fellow entrepreneurs
Licensed by the Bank of Tanzania · Fully Compliant · Transparent Terms
Client Stories
Real
Growth.
Behind every loan is a story of determination. Here are two of the thousands we are proud to be part of.
"Before Cashworth, I was stuck at one market stall. Their business loan let me open two more locations in Kariakoo. My revenue tripled in eight months — I never thought it was possible at my scale."
Amina Mkwawa
Textile & Fabric Trader
Kariakoo Market, Dar es Salaam
3×
Revenue Growth
In 8 months
+2
New Locations
Kariakoo expansion
"I needed working capital fast after a supplier issue almost shut down my garage. Cashworth approved my emergency loan in 18 hours. That speed saved my business and my employees' jobs."
Juma Rashidi
Auto Repair Workshop Owner
Ilala District, Dar es Salaam
18hr
Loan Approval
Emergency response
12
Jobs Saved
Workshop staff retained
Get Started
Apply in
3 Steps.
No complex paperwork. No hidden fees. Just straightforward access to the capital your business deserves.
Submit Your Application
Fill in our simple online form or visit our Slipway Road office. Basic documents required: ID, business proof, and 3-month statements.
Credit Assessment
Our team reviews your application using flexible criteria — not just traditional scores. We look at your actual business potential.
Receive Your Funds
Upon approval, funds are disbursed directly to your mobile money or bank account. Start building immediately.
Walk-In Welcome
3rd Floor, The Cube Building, 14 Slipway Road, Dar es Salaam
Office Hours
Mon – Fri
8:00 AM – 5:00 PM
Sat – Sun
Closed
Phone
+255 651 373 237
Frequently Asked Questions.
Everything you need to know about our lending criteria, licensing, timelines, and terms.
Still have questions? Our advisors are ready to help.