01 · Loan product
Business Loans
Grow your enterprise with funding for inventory, equipment, expansion, and new opportunities.
Financial Solutions
Funding built around your next move.
From stocking your shelves to responding to an urgent opportunity, Cashworth provides clear financing for the realities of everyday business.
Find the right loan
Loan options
Choose your capital.
Every application is assessed individually, with repayment terms designed to fit your cash flow cycles.
Compare your options02 · Loan product
Personal Loans
Handle important personal needs such as education, healthcare, home improvements, or family milestones.
03 · Loan product
Working Capital
Keep daily operations moving with flexible cash for stock, suppliers, wages, and seasonal demand.
04 · Loan product
Emergency Loans
Get a fast response when an unexpected expense or urgent business challenge cannot wait.
Before you apply
Come prepared.
Having these essentials ready helps our team understand your needs and respond without unnecessary delays.
- Valid national ID or passport
- Business proof or source of income
- Three months of bank/mobile money statements
- A clear plan for using the funds
The Cashworth Advantage
Lending Built for you.
How we compare to traditional legacy banks in Tanzania when it comes to backing everyday enterprises.
| Key Feature | Cashworth Microfinance | Traditional Legacy Banks |
|---|---|---|
| Approval Speed | 24–48 Hours (18h for Emergency) | 3–6 Weeks of red tape |
| Security Options | Flexible (inventory, cars, guarantors) | Landed property/titles only |
| Fee Transparency | 100% clear (No hidden admin charges) | 2–5% hidden insurance/processing fees |
| Early Repayment | No prepayment penalties | 1-3% penalty on remaining balance |
| Process Efficiency | Online wizard or single office visit | Multiple physical branch visits required |
| Client Advisory | Free 1:1 financial & cash flow guidance | Standard support line only |
More than funding
A partner for your progress.
The right product gives you more than money. It gives your plans room to move, with transparent terms and a team that understands how businesses really operate.
Clear terms
Know what you will repay before you commit, with no hidden surprises.
Responsive decisions
We keep the assessment focused so you can act while the opportunity is still open.
Human support
Speak with people who take time to understand your goals and cash flow.