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Personal Loans

For personal goals and important life moments

Meet personal milestones — education, health, or home — with flexible repayment.

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Client preparing a personal finance application

Cashworth difference

Clear terms. Human support. Real momentum.

Available

Up to TZS 5M

Repayment

3–24 months

Decision time

24–48 hours

Why this solution

A plan that fits your reality.

Some needs cannot wait for the next pay cycle. Personal financing helps you handle important costs with a clear plan and manageable repayments.

Education and healthcare costs
Home improvements and family needs
Clear terms before you commit

Simple application

01

Tell us what you need

We keep every step focused and easy to understand.

02

Share your details and documents

We keep every step focused and easy to understand.

03

Review your clear offer

We keep every step focused and easy to understand.

04

Receive your funds

We keep every step focused and easy to understand.

Start application

Built for real moments

Where this solution helps most.

01

Pay school fees on time

02

Cover planned medical care

03

Improve your home or support a family milestone

Before you begin

Could this be right for you?

A few simple requirements help us understand your situation and recommend a responsible option.

  • You are 18 or older with a valid national ID
  • You have a regular income or verifiable cash flow
  • You can comfortably meet the proposed repayment

Questions answered

Frequently asked questions.

What can I use a personal loan for?

Personal loans can support education, healthcare, home improvements, and other important family needs.

Can I repay early?

Yes. We do not charge prepayment penalties when you settle your balance early.